If you need to take out, change or move an insurance policy, you may be required to provide a medical certificate. The conditions for pure life insurance are relatively similar between insurance companies, but the premium depends on the chosen sum and age. You can choose an insurance amount that suits your needs. Endowment insurance has different tax rules than ordinary savings. Instead of paying tax on the profit when you sell a fund, you pay tax annually on the value of your savings and the payments you made during the year. The commitment period for endowment insurance varies from one month up to 15 years. If you want to withdraw money earlier, you may have to pay a repurchase fee. After the savings period is over, you can choose to receive the payment as a lump sum or ongoing payments for a longer period of time. Some policies have conditions where you cannot get the full amount out in advance.
The cost of a medical certificate varies depending on the issuer of the insurance, but it usually ranges from SEK 2,500 up to SEK 10,000. The common cost is SEK 3,500.
Locations We Serve
We accept clients from all over the world, as well as the greater Stockholm area, including the following locations:
- Botkyrka
- Danderyd
- Ekerö
- Haninge
- Huddinge
- Järfälla
- Lidingö
- Nacka
- Norrtälje
- Nykvarn
- Nynäshamn
- Salem
- Sigtuna
- Sollentuna
- Solna
- Sundbyberg
- Södertälje
- Tyresö
- Täby
- Upplands Väsby
- Upplands-bro
- Vallentuna
- Vaxholm
- Värmdö